Kern County Credit Consultants - Bakersfield, California

Max

Rick was highly recommended to a coworker of mine for credit repair. Although I have good credit, I wanted to ask him if using financing could save me money on a large tax payment this year. He was very helpful with realistic advice and suggested options I wouldn't have considered otherwise. It was well worth the time it took to call and have a quick chat.

Ryan Haddad

For anyone that knows me, I rarely ever write reviews unless they are extremely well earned. I can with the utmost confidence and highly recommend Kern County Credit Consultants.

Rick and his team have the experience, knowledge and professional expertise on how to handle all credit situations from settling judgement liens, removing charge offs, negotiating with all types of creditors and much more.

Since credit and the credit scoring process can be confusing, he reviewed my reports and then communicated instructions as to how to tackle an issue in a way that anyone could understand. Then by carefully following his instructions, I was able to monitor my credit score and watch it increase within a few months. Additionally, I was offered a better rate for a home purchase and am more eligible for better credit options.

In my opinion, and as a Realtor, where credit is extremely important, I would personally and professionally recommend Kern County Credit Consultants to handle any credit repair. Thank you Rick and your team for a job well done!!

Javier Sanchez

This review is for Rick. I had the pleasure of meeting with him today on a holiday. Thank you, I appreciate your time.

He guided me with an ongoing case I have with a debt collector.

I am at ease now that I have a direction and an advocate for my credit future .

Rick gained my trust with his years of experience and knowledge.

I look forward to working with him and very glad I found him .Thanks to my wife, who did her research in finding an experienced professional with my credit.

ghada akroush

Rick Swartz is so knowledgeable and an amazing consultant. He's helped me three times raise my score to 800 even after I've filed for bankruptcy. He's extremely patient and will go above and beyond to help you. When you walk into his office you feel like you're with family. He'll make sure that all your questions are thoroughly answered so that you leave feeling confident that you're in good hands. I highly recommend him with any credit issues and/or questions you may have. Thank you Rick very much for all that you've done for me and my family. Joe & Mary

Karen Porfiri

Rick was very knowledgeable and did a great job explaining things. I felt very comfortable with him and feel that with his guidance I am on my way to credit management.

robert silas

My wife and I reached out to Rick and his team at Kern County Credit Consulting back in 2021 summer. My wife had zero credit while I had some credit issues that were incorrect. Rick and his team walked us through every step that was needed to start making progress to get to a positive credit score. For someone who was raised to pay cash or you do not need it, Rick's advice and direction was truly eye opening. He even helped to get credit cards to start building our credit and outlined steps for making payments to keep money in our pockets. Very grateful for making the decision to hire Rick and his team members.

Alex Garcia

Rick and his team are one of the best. Rick really showed me how to really understand my 3 credit’s and how to read my debt. I would highly recommend him to anyone and everyone. Very friendly, extremely helpful , and got to work on my credit debt rite away

Cody Stone

Rick and Carl are absolute professionals at what they do! Not only were they able to raise my credit over 100 points and counting, but they are also understanding, sincere, and sympathetic to their customers. I cannot thank them enough for what they have done and continue to do for myself and my family. What a great team they have at K.C.C.C. if you need help these are the people to go to!