Innovative Credit Solutions - Bakersfield, California

Issac V.

Innovative Credit Solutions was a real big help. Anselmo was the representative that helped me out. Great guy and got straight to the point and created a plan that works for me, and not to mention they have great prices, there not like these other credit repair companies in town that just try to take advantage of you and prolong situations that can be handled briefly. Thanks again Innovative Credit Solutions.

Lily G.

Working with Anselmo at Innovative Solutions has been a game-changer for us! Our credit was in rough shape, and we knew we had a lot of work to do to be able to purchase a home. But Anselmo's expertise and dedication to helping us repair our credit made all the difference. He guided us step by step, provided clear advice, and was always there to answer any questions we had. Thanks to his hard work and commitment, we were able to improve our credit and purchase our new home in less than a year! We couldn't be more grateful for Anselmo and the amazing team at Innovative Solutions. Highly recommend their services to anyone looking to repair their credit and achieve their homeownership goals!

Beatriz

Anselmo has helped me countless times. He helped me and my husband fix our credit to be able to purchase our home. He's very well informed on what he does. Anselmo and his team do not sugar coat things or try to hassle you our of your hard-earned money. They explain to you step by step and what to expect. I highly recommend innovative credit solutions. I have sent multiple people to them and they haven't disappoint.

Wendy C.

Thank you to Richard & his whole team for providing me with amazing customer service & helping me fix my credit pretty quick. I went from having a credit score of 640 to 750 in a short period of time. Richard is amazing & very straight forward. You want someone honest and straight forward, Richard is the man for that. They mean business & they take care of that they say it hey will pretty quickly. And they communicate very well! I recommend Innovative Credit Solutions 10/10 🤗

Victor M.

I was referred to Richard through my lending agent at Loan Depot. There was an item on my credit that was making it impossible for me to get a loan to buy a new house. Richard and his team immediately starting to work on it.
I tried myself to take care of the problem with no luck.
Richard has phone numbers that get them in direct contact with each credit bureau.
After a little time, Richard was able to remove this blemish off my credit reports.
As a result my credit score went up and my debt to income ratio went lower.
After verifying with my loan agent I'm back starting my loan process again and getting the house of my dreams.
Thank you so much Richard and team.
You all are amazing.

Victor M.

Samantha G.

I heard about Innovative Credit Solutions company online. Gave them a call to help me with my credit needs.I spoke to Richard he worked with me and he was able to get my credit score significantly high. I am so satisfied with Richard and his staff. They provided me with great customer service, great credit advice. Richard went above and beyond to help me. Thank You Innovative Credit Solutions.I recommend this company 100%.

Natalie B.

The communication is HORRIBLE! I went into this place from another credit repair company explaining to Richard that my main thing was communication, I needed to know that they weren’t just taking my money each month with no progress….. that’s exactly what it ended up being. I have been paying for going on 7 months and my credit score is just getting worse. Yes they removed one…. Maybe two things off of my credit but outside of that it was just all talk. They say they are going to do something and it does not get done. They say they are going to call you back and they do not. If only they called back as quickly as they charged your card each month. Smh. So upsetting that these companies take advantage. If you choose to go with this credit repair company keep in mind that Richard doesn’t handle your case, he has an assistant (whom doesn’t seem like he knows much of what he is doing) doing the work for him. He has so many clients (which I seen first hand because he showed me the amount of clients he has) that he is neglecting his work and clients. I was referred specifically to Richard because he apparently had done such a “great” job on my brother In laws credit, so that’s why we chose to go with him, plus all of the great reviews. Total let down. And a total waste of my money.

Julissa G. S.

Innovative Credit Solutions extremely help you boost your credit! I would definitely recommend them with any inquiry you have about your credit! They also help you with other concerns, so just ask them! My mother-in-law was getting fraud, but Richard was super helpful and made sure the accounts under her name were cleared! It was a process of months, but now she has nothing to worry about, and her credit has been going up with Richard's advice!