Golden State Claims Adjusters - Carlsbad, California

Address: 2244 Faraday Ave #126, Carlsbad, CA 92008, United States.
Phone: 8664727662.
Website: goldenstateadjusters.com
Specialties: Insurance agency.
Other points of interest: Wheelchair-accessible car park, Wheelchair-accessible entrance.
Opinions: This company has 16 reviews on Google My Business.
Average opinion: 1.3/5.

📌 Location of Golden State Claims Adjusters

Golden State Claims Adjusters 2244 Faraday Ave #126, Carlsbad, CA 92008, United States

☎️8664727662

Golden State Claims Adjusters: A Comprehensive Overview

For individuals navigating the complexities of insurance claims, Golden State Claims Adjusters presents itself as a dedicated agency specializing in providing comprehensive assistance. Located at Address: 2244 Faraday Ave #126, Carlsbad, CA 92008, United States, and reachable at Phone: 8664727662, this company aims to streamline the claims process and advocate for policyholdersâ rights. Their website, Website: goldenstateadjusters.com, serves as a central hub for information and services.

Specialties: Insurance agency, Golden State Claims Adjusters focuses primarily on assisting clients with a variety of insurance claim types, including, but not limited to, auto accidents, property damage, and personal injury claims. They operate as independent claims adjusters, working on behalf of policyholders to negotiate settlements and ensure fair compensation. This independent status allows them to represent the clientâs best interests without the constraints of a specific insurance company.

Key Features and Services

Golden State Claims Adjusters distinguishes itself through a client-centric approach. Hereâs a breakdown of their core offerings:

Claims Investigation: The company conducts thorough investigations into all aspects of the claim, gathering evidence, interviewing witnesses, and reviewing relevant documentation.
Negotiation Expertise: Their experienced adjusters are skilled negotiators, adept at securing favorable settlements for their clients.
Documentation Management: They meticulously manage all claim-related documents, ensuring accuracy and completeness.
Communication: Maintaining clear and consistent communication with clients throughout the process is a priority.
Dispute Resolution: When necessary, they handle disputes with insurance companies, leveraging their knowledge and experience to achieve a positive outcome.

Accessibility and Amenities

Golden State Claims Adjusters demonstrates a commitment to client accessibility by offering Wheelchair-accessible car park and a Wheelchair-accessible entrance. This ensures that individuals with mobility limitations can comfortably access their offices.

Client Feedback and Reputation

Currently, Golden State Claims Adjusters has 16 reviews on Google My Business. However, the Average opinion: 1.3/5 indicates a significant area for improvement. While some clients have reported positive experiences, the overall feedback suggests that the company needs to address concerns regarding responsiveness and communication. Itâs crucial for prospective clients to carefully consider these reviews and conduct further research before engaging their services. Analyzing the specific comments within the reviews can provide valuable insights into areas where the company excels and areas requiring attention.

Contact Information and Resources

Phone: 8664727662 â Direct access to their claims specialists.

Website: goldenstateadjusters.com â Detailed information about their services, processes, and team.

Address: 2244 Faraday Ave #126, Carlsbad, CA 92008, United States â Physical location for potential in-person consultations.

Additional Points of Interest

Beyond accessibility features, potential clients should note that Golden State Claims Adjusters operates as a professional and regulated claims agency. They are committed to adhering to ethical standards and industry best practices. Their focus on independent advocacy provides clients with a valuable safeguard in what can often be a challenging and frustrating process. The availability of a dedicated phone line and a comprehensive website further simplifies the process of connecting with the company and accessing relevant information.

Recommendations for Potential Clients

Individuals considering Golden State Claims Adjusters should:

Review Recent Reviews: Prioritize reading the most recent Google My Business reviews to gain an up-to-date assessment of client experiences.
Inquire About Fees: Clearly understand the agencyâs fee structure and payment terms before engaging their services.
Discuss Claim Strategy: Work closely with the claims adjuster to develop a comprehensive strategy for pursuing the claim.
Maintain Detailed Records: Keep meticulous records of all communications, documents, and expenses related to the claim.

In conclusion, Golden State Claims Adjusters offers a service aimed at simplifying the often-complex process of insurance claim resolution. While recent feedback suggests areas for improvement, their commitment to independent advocacy and client-focused approach positions them as a potential resource for individuals seeking assistance with their insurance claims. Further investigation and careful consideration of client testimonials are recommended before making a final decision.

👍 Reviews of Golden State Claims Adjusters

Golden State Claims Adjusters - Carlsbad, California

James R.

1/5

I would give them 0 stars if it would let me.
Hire an attorney to handle your claim immediately. This is the most incompetent and unprofessional company I have ever dealt with.
We are 6 months into a simple claim and it took 4 months just to get an adjuster on-site that had the “experience “ required. The first adjuster that Goldenstate hired didn’t have the “expertise” to estimate this claim according to Goldenstate - it took 4 months after his estimate for them to determine this and to send a second adjuster out. The second adjuster never responded because they haven’t been in business for over two years so this took another week. They finally sent the third adjuster which coincidentally worked for the same firm as the 1st adjuster and his estimate was nearly identical. by the end of month #5 a settlement was finally reached with our customer. Considering the damages were 130k with a 50k sublimit they should have settled with in 30 days. It has been 3 weeks since the settlement was signed and they still have not issued a check. They committed to a date and guaranteed that the check would be issued and mailed overnight. Of course it’s been nearly a week since that date and it still hasn’t been issued nor can they provide an update as to why or when it will be issued. As the insured I should have been able to turn this claim over and walk away but I have had to literally babysit and reach out to supervisors with complaints on weekly basis since the start of the claim to make sure my customer doesn’t get ripped off by these guys.
Run from this company at all cost, no matter if you are the insured or if your contractors policy instructs you to file a claim with goldenstate, get a different policy immediately .-

Update- ultimately they did send the check, it was just a week after they had promised and over a month after they were paid by the actual insurer. They receive payment from the insurer, they deduct their exorbitant fees and then they hold your money and use it as cash flow for as long as they can. They will claim delays from “processing” until you finally pin them down and make them pay you. In our case the claim was $52,500.00 their fees to essentially do nothing but be a terrible middle man was over $10,000.00- just to estimate a damaged trailer. At some point they will bankrupt and it will be after they collect several payments from the insurers and fail to pay the insured.

Nina G.

1/5

Do not do business with this company - they are awful!! My house, and 2 of my neighbors houses are on the verge of being condemned and Amanda, the claims adjuster is holding everything up by not allowing any of the repairs to start. She wont answer any of our calls or emails and neither will her boss, Tracy. I'm not sure how these people are in business. Absolutely terrible.

Walter Z.

1/5

Wow just wow if you are looking this company up its already too late. They use real carriers on certificates yet they use these companies when no one else will write them. They denied our claim for lack of cooperation from the insured. They caused $20k worth of damage to our building.we had them admit in writing they destroyed a ton of our property. On my filing of the claim the adjuster was like oh if they don’t cooperate we don’t pay. Very strange on an initial call but it’s because they have a nice scam going. Filed with the insurance commissioner well they found a nice loophole now we have to sue this llc. What a joke the certificate and having insurance means nothing! This company is a joke I’ll keep contacting AIX who said they won’t allow them to write with their name anymore but they allowed it in the first place it’s on them!

Josiah P.

1/5

DO NOT DO BUSINESS WITH GOLDEN STATE CLAIM ADJUSTERS. Please take my word for it. I totally screwed me over and I have never been so frustrated in my life. I am done with them and moving on to someone else. Thankfully the claim that I had wasn’t astronomical because had it been I would be sunk. I’ll be able to pay this myself but it is a very painful lesson.

tbroofer

1/5

This insurance company is a total fraud!
Absolutely horrible! Leaches! Crooks!
Tracy moss carfagno is a leach! Berry mathews is a leach! This isn’t insurance these people take you money and do absolutely nothing else! Total scam

Denise Y.

1/5

What a waste of time they are! They have you running around in circles for six months claim adjuster‘s who make appointments and don’t show up, or cancel within hours of an appointment after you’ve taken days off of work. They are the insurance company of a roofing company who stepped over a 3 foot wall to start tearing up the wrong roof. 🤦🏻‍♀️

veronica A.

1/5

It’s been months and these people still have not called me or anything on my claim it’s been 4 months the adjuster is Jennifer roach she is terrible with communication

p L.

1/5

They stop talking to you on a whim....it is very unprofessional and illegal. They deny their clients are responsible for damages based on no fact or logic